Independent Surrogacy vs Agency: Pros & Cons

When beginning a surrogacy journey, one of the first big decisions Intended Parents face is whether to work with a surrogacy agency or manage the process independently. Both options can lead to the same beautiful outcome, building your family, but they differ greatly in cost, control, time commitment, and level of support.

What Is Agency-Led Surrogacy?

A surrogacy agency acts as a “one-stop shop,” managing the match process, contracts, medical coordination, and ongoing communication between Intended Parents and the surrogate. Agencies typically charge a significant fee, but provide a guided, hands-on experience.

Pros of Using an Agency

• Full-Service Support: Agencies handle logistics, timelines, and problem-solving.

• Screened Surrogates: Candidates are vetted (to a degree) before being presented to you.

• Experience & Networks: Established relationships with clinics, attorneys, and professionals.

• Emotional Support: Guidance for both Intended Parents and surrogates throughout the process.

Cons of Using an Agency

• High Costs: Agency fees can range from $25K–$50K+, in addition to medical and legal expenses. 

• Less Control: You may have limited say in how the journey is managed.

• Standardized Processes: Less flexibility for customizing your journey.

What Is Independent Surrogacy?

Independent surrogacy means Intended Parents manage the process themselves, from finding and vetting a surrogate to hiring individual professionals for legal, medical, and psychological support.

Pros of Independent Surrogacy

• Lower Cost: You avoid large agency fees, potentially saving tens of thousands.

• More Control: You choose each professional and set the pace.

• Customizable: Tailor the journey to your preferences and comfort level.

Cons of Independent Surrogacy

• Time-Intensive: You coordinate all steps yourself.

• Steeper Learning Curve: You’ll need to research laws, medical protocols, and best practices.

• Potential Risk: Without proper vetting, you may face legal or interpersonal challenges.

Which Option Is Right for You?

The decision depends on your budget, desired level of involvement, and comfort managing complex processes. If you value full-service guidance and can invest in higher costs, an agency may be ideal. If you want to save significantly and are confident in your ability to manage details, independent surrogacy offers flexibility and control. Download the Ultimate Surrogacy Budget Guide to educate yourself on the areas you will need to take into account regardless of which journey type you embark on. 

How Wilson Fertility Consulting Can Help

At Wilson Fertility Consulting, we meet you exactly where you are in your family-building journey, whether you’re just exploring the idea of surrogacy, considering egg freezing, or ready to begin the matching process.

We specialize in independent surrogacy support, providing the tools, resources, and step-by-step guidance you need without the high costs of an agency. From budgeting templates and vetted professional referrals to our comprehensive Surrogacy Project course (via app), we help you navigate the process with confidence and clarity.

Our goal is simple: empower you with the knowledge, connections, and personalized support to make informed decisions and move forward with peace of mind.

Ready to explore your options? Work with us today and take the next step toward building your family, your way.